Skip to main content

India's Simplest Digital Wallet Application & UPI Payments Platform

Open your free account in 2 minutes. Pay bills, send money, recharge — all on one RBI-licensed app. Trusted by 1 Lakh+ users.

  • ✓Fund Transfer
  • ✓Mobile Recharge
  • ✓Free Training
  • ✓Bill Pay
  • ✓UPI Payments
Get it on Google PlayDownload on the App Store
★★★★★ 4.7 Rating1 Lakh+ DownloadsFree to Use
DigiKhata Mobile Application
1 lakh+ Active users /28 States pan india network /1 lakh+ Active users /28 States pan india network /1 lakh+ Active users /28 States pan india network /1 lakh+ Active users /28 States pan india network /

Get Started with Your Digital Wallet in 3 Simple Steps

No branch visits. No heavy paperwork. Activate your secure digital wallet using just your Aadhaar & PAN card in minutes
Download the Application
1

Download the Application

Get DigiKhata Application free from App Store or Google Play. Works on any Android or iOS device.

Complete KYC in 2 Minutes
2

Complete KYC in 2 Minutes

Quick Aadhaar-based KYC. No photos or physical forms. Verify your identity instantly online to unlock all features

Start Using Instantly
3

Start Using Instantly

Add money to your account and begin paying bills or making UPI payments instantly.

Featured & Regulated By

All Services, One Application

From money transfers to insurance — DigiKhata covers every financial need of every Indian.

UPI Fund Transfer

Send and receive money instantly to any UPI ID or bank account across India

Mobile and DTH Recharge

Recharge Jio, Airtel, Vi, BSNL and all DTH providers in seconds

Cash Deposit

Deposit cash using our DigiKhata Kiosk

Rupay Prepaid Card

Tap and pay anywhere — shops, petrol pumps, metro, online

Bill Payments

Electricity, water, gas, broadband and insurance — all in one tap

Bank-Grade Security

Biometric plus OTP. Toggle UPI on or off anytime from your phone

Device

All Services, One Application

From money transfers to insurance — DigiKhata covers every financial need of every Indian.

Money Transfer

Money Transfer

Bill Payments

Bill Payments

Mobile Recharge

Mobile Recharge

Cash Deposit

Cash Deposit

PAN Card Service

PAN Card Service

Insurance Service

Insurance Service

Travel Booking

Travel Booking

Loan Service

Loan Service

Earn Extra Income as a DigiKhata Retailer

Set up a Digi Kiosk in your shop. Help your local customers access a secure digital wallet without bank account requirements. Offer money transfers, bill payments, and mobile recharges to earn commissions on every transaction.

  • ✓Minimum Investment
  • ✓₹10,000+ Monthly Earnings
  • ✓Free Training
  • ✓RBI-Licensed Platform
  • ✓Instant Commission
Become an Agent →View Commission Structure →
DigiKhata Mobile Application

Built for Every Indian

Whether you are a student, homemaker, shop owner or working professional — DigiKhata works for you.

Kirana Shop Owners

Kirana Shop Owners

Accept UPI, offer AePS services and earn commission

Rural / Gramin Users

Rural / Gramin Users

Aadhaar banking in 28 states and 8 union territories

Homemakers

Homemakers

Pay bills and recharge from home easily

Built for Every Indian
Students

Students

Zero balance account and UPI instantly

Professionals

Professionals

Expense management and UPI in one app

Businesses

Businesses

B2B payments and enterprise solutions

See DigiKhata in Action

Clean, simple and secure. Designed for users of all ages and digital experience levels with confidence.

DigiKhata app screen
DigiKhata app screen
DigiKhata app screen
DigiKhata app screen
DigiKhata app screen
DigiKhata app screen
DigiKhata app screen
DigiKhata app screen
DigiKhata app screen

Serving 1 Lakh+ Indians with Confidence

Trusted by users with a 4.7★★★★★ Play Store rating from 10,000+ ratings and 50,000+ reviews.

User Name
Ashok Kumar

Maharashtra

The digital retailship program made my business hassle-free. Great products, smooth logistics, and happy customers — my sales have grown without extra effort!
User Name
Asha Pillai

Kerala

The digital retailship program made my business hassle-free. Great products, smooth logistics, and happy customers — my sales have grown without extra effort!
User Name
Ashok Kumar

Maharashtra

The digital retailship program made my business hassle-free. Great products, smooth logistics, and happy customers — my sales have grown without extra effort!
User Name
Asha Pillai

Kerala

The digital retailship program made my business hassle-free. Great products, smooth logistics, and happy customers — my sales have grown without extra effort!
User Name
Ashok Kumar

Maharashtra

The digital retailship program made my business hassle-free. Great products, smooth logistics, and happy customers — my sales have grown without extra effort!
User Name
Asha Pillai

Kerala

The digital retailship program made my business hassle-free. Great products, smooth logistics, and happy customers — my sales have grown without extra effort!

Safe, Secure and
fully RBI Compliant

Operated by PayPoint India Network Pvt. Ltd. - RBI
Licensed since 2008.

RBI licensed PPI

PayPoint India PPI Licence Holder

256- bit Encryption

Bank-grade security on all transactions

UIDAI / Aadhaar

Official Aadhaar service provider

NPCI/ Rupay

Certified RuPay card issuer

Since 2008

16+ years of financial services

28 States + 8 UTs

Pan-India agent network

Learn and stay
informed

Guides, tips and updates on digital payments, UPI and financial inclusion in India for everyone.

View All Blogs ➞
Digital payment

Your guide to digital payments

Explore the latest trends in UPI payments, digital banking, fintech innovations , and secure online transactions.

Read now
Digital payment

Your guide to digital payments

Explore the latest trends in UPI payments, digital banking, fintech innovations , and secure online transactions.

Read now
Digital payment

Your guide to digital payments

Explore the latest trends in UPI payments, digital banking, fintech innovations , and secure online transactions.

Read now
Digital payment

Your guide to digital payments

Explore the latest trends in UPI payments, digital banking, fintech innovations , and secure online transactions.

Read now

Start Your DigiKhata Journey Today — Free

Join 1 lakh+ Indians using our secure digital wallet application. Open your account in 2 minutes. Zero fees, zero minimum balance, and 100% paperless.

Get it on Google PlayDownload on the App Store
Scan QR Code
DigiKhata Mobile Application

Frequently Asked
Questions

Everything you need to know about DigiKhata - answered
simply to help you get started.

View all Faq's ➞
?

Digi Khata is a revolutionary digital financial platform that simplifies your financial operations. It offers various financial services, such as easy fund transfers, bill payments, recharges, and many more, all under one roof. Digi Khata provides the convenience of managing your finances anytime, anywhere.

?

Applying for a Digi Khata pre-paid account is straightforward. You can easily open a Digi Khata pre-paid account by downloading the mobile application or visiting the nearest Digi Khata kiosk branch. You will need to complete the KYC process to unlock the full potential of Digi Khata.

?

To sign up and create your new pre-paid account with Digi Khata, download the Digi Khata app from https://digikhata.in/ install it on your device, follow the on-screen instructions, and complete the registration process.

?

We provide best-in-class support and training to help you manage and grow your business. Our regional team, with offices across India, is dedicated to assisting you with any questions or issues.

?

Many Services like mobile recharge , ticket booking , Money Transfer etc.

DigiKhata banner